authors
Ashok Kumar Goyal

abstract
The study aimed to assess the consequences of Non-Performing Assets (NPA) on profitability and the operational effectiveness of public sector banks in India. The main objectives contain summaries of the impact that NPAs have on money performance and the advantages of operational efficiency. The methodology is mixed using qualitative and quantitative data. The target population consists of bankers with the sample size of 150 responses through stratified random. The use of the structured questionnaires to the entire of the survey of the two functions as primary and secondary methods. These statistical tools are used by descriptive and exploratory study like MS Excel and SPSS. We have used mean, standard deviation, and regression for data analysis.