authors
Shekhar Kumar Jha

abstract
The healthcare infrastructure of the developed economies has not been able to deliver services to their citizens. The World Health Organization defines universal health coverage (UHC) as means to enable all people and communities to use primitive, preventive, curative, rehabilitative, and palliative health services they need, of sufficient quality to be effective. Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB-PMJAY) is India’s Government-funded health insurance scheme that covers more than 10.74 crore poor and vulnerable families. Karnataka has been at the forefront of successfully implementing this health care schemes through Suvarna Arogya Suraksha Trust on an Assurance Mode, for the benefit of a large section of BPL and APL families. Hence this systematic analysis on utilization of the Ayushman Bharat-Scheme will be helpful to understand the efficiency of the scheme in Mysore District. This study is carried out with the primary objective to analyze the utilization of Ayushman Bharat-Scheme in Mysore District and examine the various benefits available through the scheme with the help of primary data gathered from 120 users of the scheme selected as respondents through the structured questionnaire by following the convenient sampling technique and the research design being conclusive and quantitative. Finally it was observed that, the components of Ayushman Bharat scheme such as treatment package, coverage amount, diagnostics covered, post-discharge benefits, treatment without e-card, separate card for each family member, emergency treatment, usage of scheme in other state, no requirement of renewal of the card and there is no requirement for pre checkup to utilize the scheme are utilized by the card holders in Mysore district which describes the positive relation in utilization of the scheme.