International Journal of Financial Management and Economics
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E-ISSN: 2617-9229|P-ISSN: 2617-9210
International Journal of Financial Management and Economics
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Vol. 7, Issue 1 (2024)

Banking rating and its impact on achieving financial stability


Ibrahim Ali Kurdi and Ahmed Fareed Naji

The paper examines the relationship between the banking indicators as independent variables and the financial stability of Iraqi banks (Z -Score) as a continued variable, by using a sample of 8 banks for the period 2017-2022. The results of the study showed that the percentage of capital adequacy negatively affects financial stability, while the proportion of liquid assets to obligations and loans to the deposit rate enhances financial stability. On the other hand, the NPL loan rate negatively affects stability. The study recommends the need to improve risk management, asset quality and increase liquidity ratio to achieve greater bank financial stability and enhance confidence in the banking system.
Pages : 285-291 | 284 Views | 144 Downloads


International Journal of Financial Management and Economics
How to cite this article:
Ibrahim Ali Kurdi, Ahmed Fareed Naji. Banking rating and its impact on achieving financial stability. Int J Finance Manage Econ 2024;7(1):285-291. DOI: 10.33545/26179210.2024.v7.i1.303
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