authors
Dr. Showkat Ahmad Lone

abstract
In the wake of global financial crisis, policymakers around the world have expressed deep concern about widespread lack of financial knowledge. Efforts are also underway to fill the gaps with specific programs to “identify individuals who are most in need of financial knowledge and the best way to improve that education. This study tries to analyze the level of financial literacy between the Jammu division and Kashmir division and for that purpose, percentage calculation, Inflation calculation and Interest calculation were used to prove it. After the analysis of data it was found that the Jammu division and Kashmir division do not differ significantly with respect to knowledge of percentage, Inflation and interest calculation. Moreover, the study has also revealed that financial literacy among the male is more than the female.