authors
Khayitboyev Muhhammadi, Ochilov Ilyos Keldiyorovich and Misirov Kamoliddin

abstract
The article discusses the main factors and conditions for the development of the digital economy, the experience of foreign countries in digital transformation and its specifics in banking, considers the main prerequisites and conditions for the formation of the digital economy and in particular the digitalization of the banking sector in relation to the Republic of Uzbekistan, proposes innovative development of the banking activities in the context of the digital economy.