The issue of NPAs isn't just influencing the banks yet additionally the entire economy. Truth be told elevated level of NPAs in Indian banks is only an impression of the condition of soundness of the business and exchange. To improve the effectiveness and benefit, the NPAs must be booked. Different advances have been taken by governments to diminish the NPAs. It is exceptionally difficult to have zero rate NPAs. However, at any rate Indian banks can take a stab at contending with unfamiliar banks to keep up worldwide norm. An endeavour is made in this paper to understand the impact of NPA on Indian Banks. The factor adding to NPAs, explanation behind high NPAs and their effect on Indian financial activities, the pattern and greatness of NPAs in chose Indian banks.